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Financial Policy

We feel the best thing about our Nice style of dentistry is our commitment to quality. If you've been with Dr. Nice for a while, you already know our attention to detail and fine materials are second nature to us. Everyone's financial situation is different, and good dentistry won't count for much if it is beyond your means. Please review our office financial policy, If you share our belief in quality dentistry--the best dentistry we can possible do--then we'll find a way to make it part of your life financially.

In order to pay for lab services, staff members, materials and to keep our billing costs down, our office payment policy is: Payment due upon initial day of service.

Dental Financing

Being proactive about your dental health will have you smiling for years to come. That's because regular dental check-ups by qualified dental professionals can improve your overall health and well-being by catching problems before they start.

1. Promotional Financing Options** are available when you use your CareCredit credit card. Now the care and products you need or want for you and your family is within reach.
2. You Can Use Your CareCredit Card Over and Over for additional care, not covered by insurance, at any location that accepts CareCredit. There is no need to reapply.
3. You Have A Network of Over 195,000 Merchants nationawide who accept CareCredit. 

**Promotional Financing Options: No Interest If Paid In Full Within Promotional Period or The Reduced APR and Fixed Monthly Payment Required Until Paid in Full.

Apply Today! Visit CareCredit.com or call 1-866-893-7864 for more information regarding their promotional Financing Options guide lines.

Insurance & Co-Pays

Nice Family Dentistry is happy to work with patients covered by dental insurance. We believe insurance is a great incentive to maintain a vital level of dental health. However, It is rare--very rare—that a dental plan covers 100% of all fees. Here's why:

The fees we charge for dental services are the same for every patient, insured or not. A given insurance policy, however, is based on a fixed fee schedule--"usual and customary"--that may have nothing to do with the real world. Dentistry has changed very quickly, insurance fee schedules have not. After all, insurance companies are profitable businesses, not dental benefactors.

Further, insurance companies reimburse you an amount they figure is comparable with average quality dentistry in an average office with an average staff, "average" falling somewhere between the best dentistry and the worst dentistry.

We work with most dental insurers. Our office accepts nearly all PPO insurance plans for dental services. Sorry, we do not accept HMO’s or Medicaid.

If you have an insurance plan that we participate with, that means you will receive a Fee Schedule fee for some procedures. Your insurance may still pay a percentage of our regular fees, even if you have a different plan than what we participate with. It is likely that you’ll discover our regular fees are more competitive than many other offices. To ensure coverage by your provider, please call our office to confirm your insurance plan with Nice Family Dentistry. 

 We'll fill out your claim forms with you and answer any questions we can. Please keep in mind you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. We do ask that you pay your estimated portion at each visit. Please note that we can only give you an estimate, after the dental insurance payment is received, if an additional balance occurs for the insured, a statement will be sent explaining the patient balance. 

We're happy to help you with any insurance questions you have. We'll go over your policy with you, try to maximize your benefits, and if needed we will request a predetermination of benefits to let you know what your insurance will pay. Please remember your employer purchased your plan and your insurance company dictates your coverage--we don't.

Electronic Claim Processing

Nice Family Dentistry uses electronic claims processing. This means that rather than sending your dental claim via snail mail, most claims will be sent electronically to your insurance company via the internet. By filing your claim electronically, information is submitted more efficiently and with fewer errors.

This benefits our patients for the following reasons:

1. The turnaround time on claims is faster
2. Fewer claims are returned or denied.

As a courtesy, our team is happy to submit your dental claims to your insurance company for you.